The 5 Best WooCommerce Wallet & Store Credit Plugins

One of the best ways to increase your store earnings is to add a wallet system.

Wallets allow customers to deposit funds into their accounts to use for purchase later. This makes future purchases easier for them and improves your cash flow.

The plugins here include more advanced features, like cashback rules, store credit for refunds, and credit transfers between site members.

If you want more revenue-boosting ideas for your site, check out these gift card WooCommerce plugins and “just bought” notification plugins.

WooCommerce wallet plugins

The plugins featured below will give you a ton of options. They all include a wallet or “store credit” system, but the features vary greatly from one plugin to the next.

Make sure to read the descriptions to get an overview of each plugins most important and distinct features.

Here are my top picks for the best WooCommerce wallet plugins.


  • 1. WordPress WooCommerce Wallet System

    WordPress WooCommerce Wallet System

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    Plugin Description

    Customers love this WooCommerce plugin for its functionality and its 5-star customer support. If you want a good solution for a wallet system and premium assistance, this is a great plugin for your site.

    In addition to basic wallet functionality, the cashback rules are especially intriguing. From the settings menu, you can create as many cashback rules as you want. You’ll set a minimum and maximum cart total and decide on a percentage or fixed amount added to their wallet. The difference is subtle, but this is better for cash flow than a standard coupon. Unlike a discount, you still get 100% of the product’s revenue since the discount is stored as store credit. Even better, the store credit encourages the customer to return and buy again.

    Overall, WordPress WooCommerce Wallet System is an excellent plugin and creates interesting opportunities with its cashback rules system.

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  • 2. YITH WooCommerce Account Funds

    YITH WooCommerce Account Funds

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    Plugin Description

    This a straightforward and practical plugin to select for your wallet system. With this plugin by YITH, users will get new options to pay with account funds at checkout and add funds to their account via their member account page. It’s an excellent, user-friendly wallet solution for WooCommerce.

    While it’s not a complex plugin, it does include a nice assortment of additional features. For instance, you can set both a minimum and maximum amount for deposits. Raising the minimum above the price of your cheapest items is a good way to boost your average order value. Furthermore, you can set a discount for customers who checkout using their funds. For instance, you might apply a flat discount of 2% off for anyone buying with funds they added to their account instead of a credit card or PayPal.

    There are a few other minor features, but one more worth pointing out is the widget. Using the included widget, you can show the member’s current account balance and a button to add more to any page’s sidebar. This is quite useful for keeping them informed and reminding them to depositor more.

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  • 3. WooCommerce Store Credit

    WooCommerce Store Credit

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    Plugin Description

    WooCommerce Store Credit provides wallet functionality, but with more of an emphasis as a gift card solution. The coolest feature in this plugin is the option for shoppers to gift each other store credit. This works similarly to a gift certificate purchase and includes an email that notifies the store credit recipient.

    Another option included is the ability to restrict store credit to certain products or product categories. This can be especially useful if you’re running a promotion or using the store credit to advertise discounts on specific items in your store. Credit funds used are reflected in all documentation, including the emails, receipts, and records in your admin dashboard.

    WooCommerce Store Credit is available on the official WooCommerce extension marketplace for unlimited domains with a single purchase.

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  • 4. WooCommerce Wallet Management

    WooCommerce Wallet Management

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    Plugin Description

    WooCommerce Wallet Management has some really advanced features that make it one of the best plugins to add a wallet system to your store.

    With this plugin installed, site members will see a new wallet section in their dashboard to view their wallet balance and add funds. They can also send and request wallet funds from other members, which is pretty awesome. You can enable withdraws, too, and charge a small fee for this transaction. When checking out, customers will see the wallet added as a payment option alongside any other payment gateways you have enabled.

    Another cool feature in this plugin is delivering refunds as a store credit as Amazon does. If a customer is unhappy, you can ask them which type of refund they’d prefer, letting them know that store credit refunds are instant, and credit card refunds take 3-5 days. This can be an excellent way to prevent lost revenues from refunds.

    This plugin has eight reviews so far, and all of them are five stars. Additionally, it is updated frequently by the developers. These are both reassuring signs that WooCommerce Wallet Management will be a dependable solution for your eCommerce store.

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  • 5. WooCommerce Wallet

    WooCommerce Wallet

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    Plugin Description

    If you want a simple plugin to add a wallet to your store, look no further than WooCommerce Wallet. This WC add-on will extend your store with wallets and won’t add clutter with other extraneous functionality.

    The WooCommerce Wallet plugin lets shoppers deposit funds into their on-store wallet and then use those funds at checkout. It includes some nice user-experience features as well. For example, registered members can view their account balance in the site’s menu and within their account dashboard. There’s also a cashback system and refund processing with store credit.

    Another feature in this wallet plugin is the partial payments option. Members can easily apply funds from their wallets and then cover additional costs with a second payment method. Overall, it’s a solid plugin and has scored high ratings from its customers on CodeCanyon.

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Which wallet plugin is best?

I’ll admit, this was a pretty dense article.

There are so many features to understand and appreciate in this collection, it can be hard to choose, so here are a few final tips.

WordPress WooCommerce Wallet System has excellent customer reviews and includes all the essential features you need. It’s a great choice for most websites.

The top alternative is YITH WooCommerce Account Funds, which is just a bit simpler and has a nice design for the user-facing parts of the plugin

I hope this article helped you find the perfect wallet plugin for your WooCommerce store, and if it did, please say “thanks” by sharing the article using the buttons below.

Ben Sibley
Ben Sibley
Ben Sibley is a WordPress theme designer & developer, and founder of Compete Themes.

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